Progressive Review

Overview

Your home is your safe space, the place you feel most comfortable, but that doesn’t mean that unexpected circumstances won’t happen to you. Theft, fires, and accidents are an unfortunate part of life, and although you can’t always control what happens, you can take steps to safeguard yourself and your home proactively. For renters, the best way to do this is to invest in an insurance policy that will be there for you should anything happen to your home, and will provide you with financial relief when you need it most.

Designed to protect you against unexpected events, Progressive offers comprehensive renter’s insurance that you can depend on. These affordable policies cover everything from damaged belongings to medical bills, and each plan can be customized to meet both your needs, and your budget. With options for everyone, and a number of worthwhile discounts available, Progressive makes being a renter easier, and safer, than ever before. 

Why Choose Progressive?

Founded back in 1937, Progressive is one of the most common household names when you think of insurance. With their catchy commercials and memorable ads, most Americans can easily recognize them as one of the largest companies in the country. But Progressive is more than just a big name, they are one of the most impressive insurance providers that equip all of their customers with customizable coverage they can depend on. 

As a renter you want to make sure you are protected should anything happen to your home, and Progressive is here to make that happen. Providing you with essential protection and wide-reaching benefits, your policy will be there to support you should loss, damage, or injury occur. By helping you to navigate the financial impact that comes along with these unfortunate life events, Progressive ensures you keep your hard-earned money in your pocket where it belongs. 

Progressive renter’s insurance is competitively priced and this is even more true for those who take advantage of the many discounts offered. Available for new and old customers alike, Progressive makes it easy to save money on your renter’s policy through bundling, early shopping, and various payment methods. This means you get to enjoy well-rounded protection that’s there for you when you need it, without breaking the bank each month to secure it. 

Featuring an A+ rating with the BBB and numerous 5-star reviews online, it’s easy to see why Progressive is America’s top choice for insurance. A strong financial rating also works in your favor, ensuring that Progressive can easily pay out your policy should it come to that. When you choose Progressive, you are choosing a provider that has decades of experience and a long-standing positive reputation, making them a great choice for any renter who wants to be protected against the unexpected.

Coverage

Progressive’s renter’s insurance is specially designed to protect you and your belongings should anything happen to your home. Their expansive coverage goes beyond just your comfortable furniture and new laptop, it’s also designed for personal injury, injury to others, and loss of use. Not only is it generously comprehensive, you also have the ability to customize your coverage so that you get exactly what you want, with limits you are happy with. 

From theft to fire, accident to injury, Progressive will be there to assist financially to ensure you aren’t paying out-of-pocket for circumstances beyond your control. This means you can enjoy protection for:

• Personal Property
  Covering everything from clothes to furniture, electronics to appliances, Progressive will reimburse eligible expenses that result from any damage or theft that occurs. Depending on your policy, this not only covers personal property within your home, it can also extend to your items while you travel or while they are kept in a secure storage facility.
  

• Personal Liability
  If you have guests over to your home and damage occurs to their property, or you injure them accidentally, Progressive insurance can help protect you against financial repercussions. This type of coverage can also extend to lawsuit costs should the situation extend that far.
  

• Medical Payments
  Accidents happen and unfortunately the resulting medical bills for that can be costly. With Progressive you won’t have to worry about payments should a guest or visitor injure themselves while at your rental property. Medical bills may be eligible for reimbursement up to your policy limit, saving you significant money in an already stressful situation.
  

• Loss of Property
  When a devastating event like a fire occurs damage tends to extend beyond just a few ruined belongings. In some cases, unforeseen events can ultimately mean you are unable to stay in your home for a period of time, leading to new expenses for housing, food, and more. Thankfully, your Progressive renter’s insurance policy has built-in coverage for loss of property, reimbursing you for eligible expenses related to cost of living.
  

Add-Ons

Progressive offers one of the most comprehensive standard policies around, but some renters may find that it doesn’t quite cover everything they were hoping for. In cases like this, Progressive can help you to expand your coverage with one of their add-on riders that provides you with optional coverage for unique situations. At the time of enrollment, you will be able to choose to add on coverage for:

• Water Back-Up
  Does your home come equipped with a sump pump in the basement or crawlspace? If so, you may be at risk of water damage should that sewer and plumbing system become backed-up. Adding on a water back-up rider will extend your policy so that you can benefit from reimbursement relating to all eligible costs such as damaged property or water removal.
  

• Personal Injury
  Legal fees are rarely cheap, and in fact, you can end up paying thousands of dollars should you find yourself summoned to court over a dispute. To help you avoid this, Progressive does offer an additional rider that may cover any legal fees related to a slander or libel lawsuit.
  

If you are interested in purchasing additional insurance for an extra fee, you can always do this at the time of enrollment. You may also be able to explore additional riders that relate to your circumstances should they be relevant. All of this information can be found on the Progressive website, and will be explained in greater detail during the enrollment process.

Enrollment

As one of the largest insurance providers in the USA it’s no surprise that Progressive has perfected their enrollment process and made it easier than ever before. Forget endless paperwork and annoying phone calls, Progressive has designed their website so that you can explore policies and enroll right from the comfort of your own home. Completely online, and with only a few necessary steps to take, you can be enrolled and protected in no time at all.

During the enrollment process you will have the ability to customize your coverage, selecting the limits that work best for your needs and your budget. Additional riders and other add-ons can also be attached to your policy at this time, and you will be able to see how everything affects your monthly premiums in real-time. 

Before the full enrollment you will go through Progressive’s free quote calculator that helps you to explore your options and check costs. During this, you will need to provide some personal information, including information about where you are located, but everything is kept confidential and secure. There is also no need to provide any banking or credit card information until check-out, and no pressure to fully enroll unless you are completely satisfied with what is being offered. Should you decide that Progressive is not right for you, simply exit out of the free quote calculator without any pressure or fees. If you are satisfied, you can finish up the check-out process online and enjoy great, comprehensive coverage for however long you need it.

Progressive Renters Insurance Cost

How much an insurance policy costs you each month depends on a number of factors, including what type of coverage you select, the limits you set, and any add-ons you attach to your policy. Because of how many variables there are, and how personal each insurance policy is, Progressive offers you a free quote calculator so you can explore your options before you commit.

Completely free to use and with no commitment necessary, the free quote calculator will allow you to play around with limits and add-ons to see exactly how much you can expect to pay in premiums every month. Not only that, but you will also be able to view any discounts you may be eligible for, and see in real-time how much money you could ultimately save by taking advantage of them. 

Starting at less than $1/day, Progressive can equip you with affordable insurance that is there for you when you need it, shielding you from out-of-pocket expenses in cases of unforeseen events. Never worry again about your personal property or liability should something go wrong, and know that for only a small price per month you can take advantage of comprehensive insurance you can depend on. 

Bottom Line

Known across the USA as being one of the top providers for insurance, Progressive is a household name that Americans have come to love and trust. Featuring affordable policies that are packed with added benefits and protection, Progressive is an easy choice for any renter that wants to feel confident and secure no matter what the future holds. 

If you’re interested in learning more about Progressive renter’s insurance, or if you want to see exactly how much a comprehensive policy would cost you each month, you can visit their website today. There you will be able to take advantage of their generous free quote offer, and explore all of the discounts and add-ons available to you. With something for everyone, and policies you can trust, Progressive is a highly-rated insurance provider that will keep you and your belongings protected no matter what comes your way.