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Best Health Insurance (Updated April 2025)

ConsumerVoice.org helps consumers make smarter buying decisions. Let our independent expert reviews and data-driven shopping recommendations help you find the health insurance that's right for you.

American Family

1 best

American Family

10.0

(2,157 reviews)

Coverage that safeguards you from the unexpected
Offers flexible policies and customizable plans
Helps save you money with a Diminishing Deductible
Numerous discounts available to those who qualify
Free quotes provided directly on the website

Agile

2

Agile

9.3

(3,519 reviews)

Online source for short-term health insurance
Provides instant quotes from various insurance companies
Quickly compares quotes to find the best deal
Online application takes under 10 minutes to complete
Access to coverage within 24 hours

Smart Financial

3

Smart Financial

9.3

(2,399 reviews)

Compares top insurance providers quickly
Online quotes available for most types of insurance
Sorts & compares over 200 insurance providers
Quote process takes only minutes to complete
Access to additional educational resources
100% free for all services

Read More

Cigna

4

Cigna

9.2

(3,932 reviews)

Health insurance for individuals & families
Provides simple, affordable, & predictable plans
Enjoy quality, cost-effective care
Partners with over 1 million prescribing providers
Available 24/7 to answer questions

Editor's Choice

American Family

1 best

American Family

10.0

(2,157 reviews)

Coverage that safeguards you from the unexpected
Offers flexible policies and customizable plans
Helps save you money with a Diminishing Deductible
Numerous discounts available to those who qualify
Free quotes provided directly on the website