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Best Structured Settlements (Updated April 2025)

Offering flexible options for those who receive insurance or other financial arrangements, structured settlements can provide you with advanced funds when you need them most. ConsumerVoice has reviewed the top-rated structured settlement companies, bringing them all together so you can explore their rates and terms and see which is best-matched to you.

Fairfield Funding

1 best

Fairfield Funding

10.0

(2,640 reviews)

Helps relieve financial stress with lump sum payments
One of the most trusted purchasers with 10+ years in operation
Provides tailored service for a variety of situations
Entire process can be completed in as little as 30 days
Offers a no-obligation, free quote

Pacific Life

2

Pacific Life

9.5

(3,310 reviews)

Has helped millions of Americans with financial needs
Flexible options for anyone seeking a structured settlement
Provides lump sums & periodic payments
Features a strong financial rating (A+)
Includes a free quote offer for all interested individuals

DRB Capital

3

DRB Capital

9.4

(3,395 reviews)

Provides fast cash for structured settlements & annuities
Personalized recommendations from professional experts
Utilizes a fast & efficient process with minimal wait times
Completely digital experience with e-signatures accepted
Offers a free consultation to anyone who is interested

Editor's Choice

Fairfield Funding

1 best

Fairfield Funding

10.0

(2,640 reviews)

Helps relieve financial stress with lump sum payments
One of the most trusted purchasers with 10+ years in operation
Provides tailored service for a variety of situations
Entire process can be completed in as little as 30 days
Offers a no-obligation, free quote