Today's 30 Year home equity rate

6.86%APR

-0.01%1 day change

+0.06%90 days change

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Unison Home Equity Review (Updated April 2025)

Tap into your home's equity today with help from a home equity loan. Getting you the financing you need without added debt or monthly payments, a home equity loan may provide extra money for any unexpected costs. Compare and review the best home equity loan providers to see which option may be right for you.

Get your best home equity offers today

NMLS #3030
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  • Discover competitive fixed rates for home equity loans
  • Provides an avenue to use your home to accomplish financial goals
  • Choose between 10 or 20 year terms
  • Streamlined application process that is 100% digital
  • Features a near-perfect 4.9 star rating on the app store
  • Call 888-111-3333
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36,067 reviews Trustpilot logo
NMLS #167283
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  • Unlock Cash From Within Your Home
  • Personalized recommendations
  • Powerful home equity solutions
  • Get rates from our providers
  • 100% online experience
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20,138 reviews Trustpilot logo
  • Access between $30,000 to $500,000 in home equity
  • No monthly payments or added debt
  • No need to refinance
  • Apply online in just a few minutes
  • No impact on credit score - soft pull only
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1,194 reviews Trustpilot logo

Top Rated Unison Home Equity Review

NMLS #3030
Read Review
  • Discover competitive fixed rates for home equity loans
  • Provides an avenue to use your home to accomplish financial goals
  • Choose between 10 or 20 year terms
  • Streamlined application process that is 100% digital
  • Features a near-perfect 4.9 star rating on the app store
  • Call 888-111-3333
Read Review
View Rates
36,067 reviews Trustpilot logo

Top Rated Unison Home Equity Review

Figure Disclosures

Figure Home Equity Line is available in AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY with more states to come.

¹ Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.

² To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

³ Our loan amounts range from a minimum of $15,000 to a maximum of $400,000. For properties located in AK, the minimum loan amount is $25,001 and for properties located in TX, the minimum loan amount is $35,000. Your maximum loan amount may be lower than $400,000, and will ultimately depend on your home value, lien position, credit profile, verified income amount, and equity available at the time of application. We determine home value and resulting equity through independent data sources and automated valuation models.